On the Third Day of Christmas: I Received Triple Protection with FWD Set for Health

🎁 Christmas + Health + Real Protection

Habang Christmas season ay puno ng saya, pagkain, reunions, at celebrations, may isang bagay na hindi natin dapat kinakalimutan — our health.

Every year, dumadami ang Pinoy na nagkakaroon ng lifestyle-related illnesses: stroke, heart attack, cancer.
At ang gastos? Minsan parang 13th month pay × 20.

This Christmas, let’s give ourselves a gift na hindi nawawala, hindi nauubos, at hindi napapalitan ng kahit anong material thing: health protection for life.

Introducing FWD Set for Health, the triple health protection plan that covers you up to 3 critical illness claims, gives you money back, and ensures you’re protected hanggang age 75.

🎄 What Is FWD Set for Health?

FWD Set for Health is a comprehensive CI insurance plan na nagbibigay ng:

✔ Up to 3× major critical illness claims
✔ 42 major critical illnesses covered
✔ 15 early-stage/minor critical illnesses covered
✔ Waiver of premium after your first major CI claim
✔ Return of Premium (ROP) at age 75
✔ Death benefit
✔ Zero-waste protection (you either use it or get your money back)

This is one of the most generous and flexible CI plans available today.

🎄 Why It's the Perfect Third Day of Christmas Gift

🎁 1. Triple Protection for 42 Critical Illnesses

Most CI plans: one-time claim only.

But FWD?

🔥 You can claim up to 3×
🔥 For different major critical illnesses
🔥 With one-year intervals

Meaning:
If you survive one, protected ka pa rin sa next.
Hindi ka “terminated” after your first claim.

This is REAL protection.

🎁 2. Coverage for Early-Stage CI (15 Minor Conditions)

Hindi mo kailangan wait na lumala ang condition.

If you’re diagnosed early, pwede ka na makakuha ng benefit and catch the illness while still treatable.

Early-stage illnesses covered include:
✔ early stage cancer
✔ minor stroke
✔ early coronary conditions
✔ benign tumors
… and more.

Perfect for Filipinos who want early intervention and financial support.

🎁 3. Waiver of Premium After First Major CI Claim

After your first major CI diagnosis, FWD will pay the rest of your premiums for you.

Meaning:
Even if you’re sick, your plan continues.
No unpaid premiums.
No lapses.
No stress.

You focus on recovery — FWD handles the payments.

🎁 4. Return of Premium at Age 75

Ito yung “zero-waste” feature na love ng maraming Filipinos.

If you never make a claim until age 75:
➡ 100% of your premiums will be returned to you.

This is not a fund value.
This is not an investment.
This is literal money back.

Parang sinasabi ng plan:
“Kung hindi mo nagamit, ibabalik namin.”

This is perfect for people who don’t like feeling na “baka sayang.”
Wala kang talo — either you use it or you get your money back.

🎁 5. Death Benefit

If the insured passes away, the family will receive a lump sum payout, even if na-claim mo na ang early or major CI benefits before.

This provides peace of mind for Filipino families, especially breadwinners.

🎁 6. Protection Until Age 75

Unlike HMO na 1-year lang ang coverage,
Set for Health protects you for decades.

Sa panahon ngayon na ang cancer at stroke pwedeng mangyari kahit 30s pa lang, this is a true long-term shield.

🎄 Real-Life Story

Meet Alma, 37.
Breadwinner ng pamilya.

She bought Set for Health dahil takot siya sa gastos ng critical illness — her mom had stroke at 58.

At 41, Alma was diagnosed with early-stage breast cancer.
FWD paid her early claim.
She continued her treatments, and after a year, balik work na.

At 60, she had heart-related surgery.
Second major CI claim received.

Premiums?
Waived since her first claim — zero worries.

At 75, no third claim happened.
FWD returned all unused premiums.

This is the kind of protection na hindi mo mabibili sa material na regalo.

🎄 Final Thoughts

On the Third Day of Christmas, the best gift you can give is your health.

FWD Set for Health gives you:
🎁 triple CI protection
🎁 early and major CI benefit
🎁 waived premiums
🎁 money-back guarantee
🎁 long-term peace of mind

This Christmas, protect your health — future-proof your life.

Book a discovery call here: https://tinyurl.com/4vcryu7w